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The best Insurance 2018 CAQH stands for Council of Affordable Quality Healthcare. This non-profit coalition was formed by insurance companies to create a single, uniform application for credentialing providers. More than 100 managed care companies use CAQH to process applications. Most major insurance companies verify your self-reported data through a CAQH. Thats good news because if youare applying to more than one panel, you all only need to fill out your CAQH application once. While setting up your CAQH, you can grant authorizations to any insurance company that your i'd like to view your information. The CAQH application is pretty lengthy and laborious. You all fill out between 20 to 50 pages (50 pages for Medicare). While you are able to print off and complete your application via paper, it's best to do it online. Submitting online is faster, and more reliable (there is no paperwork to lose). Don't forget to keep a copy of all of your documents. Also make note of who you spoke to and when you submitted your paperwork. Following Up is Important Don't let your application fall into purgatory. Follow up on your application with the insurance company's provider relations department. Insurance companies rarely, if ever, follow up on applications remember it's you who wants to get listed, not necessarily the other way around. It's your responsibility to make sure that they've received your application and are processing it. If it's not processed in time, your application may expire or time out, and you all have to go through the entire grueling process all over again. Follow up after you've submitted the application and then call every few of weeks until you've been accepted (or rejected). Keep in mind that some companies require that you wait for 45 days before contacting them. The entire process can take between two to four months. If you have to appeal, it can take up to six months or longer. So, if you are hoping to get credentialed before opening up your private practice, plan ahead. Should You Hire a Credentialing Company? There are benefits to hiring someone else to do the paperwork and follow up, but of course, it's not a free service. You all have to decide for yourself whether it's worth a few hundred dollars per credentialing to avoid filling out the lengthy applications required. Another option is to ask for a therapist to mentor you through the process. Ask someone who is on a panel that you are applying for. Maybe they can provide you with helpful pointers. Improving Your Practice's Finances Are you ready to take control of your financial future? Do you feel like your private practice is not running as efficiently as it should be? Are you looking for ways to diversify your income? Confused about the different financial tasks that go into building a successful private practice? If you answered yes to any of these questions then you are in luck because you've come to the right place. The Financial Improvement section on TheraNest's blog is your go to place for financial advice, resources, and overall betterment. We've curated content that is going to help create a thriving private practice so that you can reach your financial goals. For therapists financial improvement comes in many different forms. A large part of it is running a successful and growing private practice. However, financial improvement for therapists also involves what they do outside of their private practice. This includes figuring out ways to diversify your income or finding someone to mentor you through your career. Here at TheraNest we know how important all different forms of financial improvement are and that's why we make sure to cover all of these different aspects in our blog. From outlining ways you can check your private practice's financial health to providing tips and tricks to save yourself from self-employment taxes, we're bringing you the information you need to succeed. The blog posts in our Financial Improvement section strive to ensure that you are making informed decisions regarding the financial health of your private practice. We want you to be confident in the decisions that you make. This confidence comes from having a solid understanding of what all your choices are and how each choice will impact you financially, both as a business and as an individual. So get ready to take ahold of your financial future and check out our blog posts below. Summing it Up Now you know under which circumstances your claim could get rejected. Make sure you leave no room from your end so that you claim gets processed seamlessly. 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Cerita tentang IBU

Pengorbanan Seorang Ibu

 

Jalannya sudah tertatih-tatih, karena usianya sudah lebih dari 70 tahun, sehingga kalau tidak perlu sekali, jarang ia bisa dan mau keluar rumah. Walaupun ia mempunyai seorang anak perempuan, ia harus tinggal di rumah jompo, karena kehadirannya tidak diinginkan. Masih teringat olehnya, betapa berat penderitaannya ketika akan melahirkan putrinya tersebut. Ayah dari anak tersebut minggat setelah menghamilinya tanpa mau bertanggung jawab atas perbuatannya. Di samping itu keluarganya menuntut agar ia menggugurkan bayi yang belum dilahirkan, karena keluarganya merasa malu mempunyai seorang putri yang hamil sebelum nikah, tetapi ia tetap mempertahankannya, oleh sebab itu ia diusir dari rumah orang tuanya.

Selain aib yang harus di tanggung, ia pun harus bekerja berat di pabrik untuk membiayai hidupnya. Ketika ia melahirkan putrinya, tidak ada seorang pun yang mendampinginya. Ia tidak mendapatkan kecupan manis maupun ucapan selamat dari siapapun juga, yang ia dapatkan hanya cemohan, karena telahelahirkan seorang bayi haram tanpa bapa. Walaupun demikian ia merasa bahagia sekali atas berkat yang didapatkannya dari Tuhan di mana ia telah dikaruniakan seorang putri. Ia berjanji akan memberikan seluruh kasih sayang yang ia miliki hanya untuk putrinya seorang, oleh sebab itulah putrinya diberi nama Love - Kasih.

Siang ia harus bekerja berat di pabrik dan di waktu malam hari ia harus menjahit sampai jauh malam, karena itu merupakan penghasilan tambahan yang ia bisa dapatkan. Terkadang ia harus menjahit sampai jam 2 pagi, tidur lebih dari 4 jam sehari itu adalah sesuatu kemewahan yang tidak pernah ia dapatkan. Bahkan Sabtu Minggu pun ia masih bekerja menjadi pelayan restaurant. Ini ia lakukan semua agar ia bisa membiayai kehidupan maupun biaya sekolah putrinya yang tercinta. Ia tidak mau menikah lagi, karena ia masih tetap mengharapkan, bahwa pada suatu saat ayah dari putrinya akan datang balik kembali kepadanya, di samping itu ia tidak mau memberikan ayah tiri kepada putrinya.

Sejak ia melahirkan putrinya ia menjadi seorang vegetarian, karena ia tidak mau membeli daging, itu terlalu mahal baginya, uang untuk daging yang seyogianya ia bisa beli, ia sisihkan untuk putrinya. Untuk dirinya sendiri ia tidak pernah mau membeli pakaian baru, ia selalu menerima dan memakai pakaian bekas pemberian orang, tetapi untuk putrinya yang tercinta, hanya yang terbaik dan terbagus ia berikan, mulai dari pakaian sampai dengan makanan.

Pada suatu saat ia jatuh sakit, demam panas. Cuaca di luaran sangat dingin sekali, karena pada saat itu lagi musim dingin menjelang hari Natal. Ia telah menjanjikan untuk memberikan sepeda sebagai hadiah Natal untuk putrinya, tetapi ternyata uang yang telah dikumpulkannya belum mencukupinya. Ia tidak ingin mengecewakan putrinya, maka dari itu walaupun cuaca diluaran dingin sekali, bahkan dlm keadaan sakit dan lemah, ia tetap memaksakan diri untuk keluar rumah dan bekerja. Sejak saat tersebut ia kena penyakit rheumatik, sehingga sering sekali badannya terasa sangat nyeri sekali. Ia ingin memanjakan putrinya dan memberikan hanya yang terbaik bagi putrinya walaupun untuk ini ia harus bekorban, jadi dlm keadaan sakit ataupun tidak sakit ia tetap bekerja, selama hidupnya ia tidak pernah absen bekerja demi putrinya yang tercinta.

Karena perjuangan dan pengorbanannya akhirnya putrinya bisa melanjutkan studinya diluar kota. Di sana putrinya jatuh cinta kepada seorang pemuda anak dari seorang konglomerat beken. Putrinya tidak pernah mau mengakui bahwa ia masih mempunyai orang tua. Ia merasa malu bahwa ia ditinggal minggat oleh ayah kandungnya dan ia merasa malu mempunyai seorang ibu yang bekerja hanya sebagai babu pencuci piring di restaurant. Oleh sebab itulah ia mengaku kepada calon suaminya bahwa kedua orang tuanya sudah meninggal dunia.

Pada saat putrinya menikah, ibunya hanya bisa melihat dari jauh dan itupun hanya pada saat upacara pernikahan di gereja saja. Ia tidak diundang, bahkan kehadirannya tidaklah diinginkan. Ia duduk di sudut kursi paling belakang di gereja, sambil mendoakan agar Tuhan selalu melindungi dan memberkati putrinya yang tercinta. Sejak saat itu bertahun-tahun ia tidak mendengar kabar dari putrinya, karena ia dilarang dan tidak boleh menghubungi putrinya. Pada suatu hari ia membaca di koran bahwa putrinya telah melahirkan seorang putera, ia merasa bahagia sekali mendengar berita bahwa ia sekarang telah mempunyai seorang cucu. Ia sangat mendambakan sekali untuk bisa memeluk dan menggendong cucunya, tetapi ini tidak mungkin, sebab ia tidak boleh menginjak rumah putrinya. Untuk ini ia berdoa tiap hari kepada Tuhan, agar ia bisa mendapatkan kesempatan untuk melihat dan bertemu dengan anak dan cucunya, karena keinginannya sedemikian besarnya untuk bisa melihat putri dan cucunya, ia melamar dengan menggunakan nama palsu untuk menjadi babu di rumah keluarga putrinya.

Ia merasa bahagia sekali, karena lamarannya diterima dan diperbolehkan bekerja disana. Di rumah putrinya ia bisa dan boleh menggendong cucunya, tetapi bukan sebagai Oma dari cucunya melainkan hanya sebagai babu dari keluarga tersebut. Ia merasa berterima kasih sekali kepada Tuhan, bahwa ia permohonannya telah dikabulkan.

Di rumah putrinya, ia tidak pernah mendapatkan perlakuan khusus, bahkan binatang peliharaan mereka jauh lebih dikasihi oleh putrinya daripada dirinya sendiri. Di samping itu sering sekali dibentak dan dimaki oleh putri dan anak darah dagingnya sendiri, kalau hal ini terjadi ia hanya bisa berdoa sambil menangis di dlm kamarnya yang kecil di belakang dapur. Ia berdoa agar Tuhan mau mengampuni kesalahan putrinya, ia berdoa agar hukuman tidak dilimpahkan kepada putrinya, ia berdoa agar hukuman itu dilimpahkan saja kepadanya, karena ia sangat menyayangi putrinya.

Setelah bekerja bertahun-tahun sebagai babu tanpa ada orang yang mengetahui siapa dirinya dirumah tersebut, akhirnya ia menderita sakit dan tidak bisa bekerja lagi. Mantunya merasa berhutang budi kepada pelayan tuanya yang setia ini sehingga ia memberikan kesempatan untuk menjalankan sisa hidupnya di rumah jompo.

Puluhan tahun ia tidak bisa dan tidak boleh bertemu lagi dengan putri kesayangannya. Uang pension yang ia dapatkan selalu ia sisihkan dan tabung untuk putrinya, dengan pemikiran siapa tahu pada suatu saat ia membutuhkan bantuannya.

Pada tahun lampau beberapa hari sebelum hari Natal, ia jatuh sakit lagi, tetapi ini kali ia merasakan bahwa saatnya sudah tidak lama lagi. Ia merasakan bahwa ajalnya sudah mendekat. Hanya satu keinginan yang ia dambakan sebelum ia meninggal dunia, ialah untuk bisa bertemu dan boleh melihat putrinya sekali lagi. Di samping itu ia ingin memberikan seluruh uang simpanan yang ia telah kumpulkan selama hidupnya, sebagai hadiah terakhir untuk putrinya.

Suhu diluaran telah mencapai 17 derajat di bawah nol dan salujupun turun dengan lebatnya, jangankan manusia anjingpun pada saat ini tidak mau keluar rumah lagi, karena di luaran sangat dingin, tetapi Nenek tua ini tetap memaksakan diri untuk pergi ke rumah putrinya. Ia ingin betemu dengan putrinya sekali lagi yang terakhir kali. Dengan tubuh menggigil karena kedinginan, ia menunggu datangnya bus berjam-jam di luaran. Ia harus dua kali ganti bus, karena jarak rumah jompo tempat di mana ia tinggal letaknya jauh dari rumah putrinya. Satu perjalanan yang jauh dan tidak mudah bagi seorang nenek tua yang berada dlm keadaan sakit.

Setiba di rumah putrinya dlm keadaan lelah dan kedinginan ia mengetuk rumah putrinya dan ternyata purtinya sendiri yang membukakan pintu rumah gedong di mana putrinya tinggal. Apakah ucapan selamat datang yang diucapkan putrinya ? Apakah rasa bahagia bertemu kembali dengan ibunya? Tidak! Bahkan ia ditegor: "Kamu sudah bekerja di rumah kami puluhan tahun sebagai pembantu, apakah kamu tidak tahu bahwa untuk pembantu ada pintu khusus, ialah pintu di belakang rumah!"

"Nak, Ibu datang bukannya untuk bertamu melainkan hanya ingin memberikan hadiah Natal untukmu. Ibu ingin melihat kamu sekali lagi, mungkin yang terakhir kalinya, bolehkah saya masuk sebentar saja, karena di luaran dingin sekali dan sedang turun salju. Ibu sudah tidak kuat lagi nak!" kata wanita tua itu.

"Maaf saya tidak ada waktu, di samping itu sebentar lagi kami akan menerima tamu seorang pejabat tinggi, lain kali saja. Dan kalau lain kali mau datang telepon dahulu, jangan sembarangan datang begitu saja!" ucapan putrinya dengan nada kesal. Setelah itu pintu ditutup dengan keras. Ia mengusir ibu kandungnya sendiri, seperti juga mengusir seorang pengemis.

Tidak ada rasa kasih, jangankan kasih, belas kasihanpun tidak ada. Setelah beberapa saat kemudian bel rumah bunyi lagi, ternyata ada orang mau pinjam telepon di rumah putrinya "Maaf Bu, mengganggu, bolehkah kami pinjam teleponnya sebentar untuk menelpon ke kantor polisi, sebab di halte bus di depan ada seorang nenek meninggal dunia, rupanya ia mati kedinginan!"

Wanita tua ini mati bukan hanya kedinginan jasmaniahnya saja, tetapi juga perasaannya. Ia sangat mendambakan sekali kehangatan dari kasih sayang putrinya yang tercinta yang tidak pernah ia dapatkan selama hidupnya.

Seorang Ibu melahirkan dan membesarkan anaknya dengan penuh kasih sayang tanpa mengharapkan pamrih apapun juga. Seorang Ibu bisa dan mampu memberikan waktunya 24 jam sehari bagi anak-anaknya, tidak ada perkataan siang maupun malam, tidak ada perkataan lelah ataupun tidak mungkin dan ini 366 hari dlm setahun. Seorang Ibu mendoakan dan mengingat anaknya tiap hari bahkan tiap menit dan ini sepanjang masa. Bukan hanya setahun sekali saja pada hari-hari tertentu. Kenapa kita baru bisa dan mau memberikan bunga maupun hadiah kepada Ibu kita hanya pada waktu hari Ibu saja "Mother's Day" sedangkan di hari-hari lainnya tidak pernah mengingatnya, boro-boro memberikan hadiah, untuk menelpon saja kita tidak punya waktu.

Kita akan bisa lebih membahagiakan Ibu kita apabila kita mau memberikan sedikit waktu kita untuknya, waktu nilainya ada jauh lebih besar daripada bunga maupun hadiah. Renungkanlah: Kapan kita terakhir kali menelpon Ibu? Kapan kita terakhir mengundang Ibu? Kapan terakhir kali kita mengajak Ibu jalan-jalan? Dan kapan terakhir kali kita memberikan kecupan manis dengan ucapan terima kasih kepada Ibu kita? Dan kapankah kita terakhir kali berdoa untuk Ibu kita?

Berikanlah kasih sayang selama Ibu kita masih hidup, percuma kita memberikan bunga maupun tangisan apabila Ibu telah berangkat, karena Ibu tidak akan bisa melihatnya lagi.

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Have you notion around emption post in a undoubted society but true didn’t have the specie to require a employment? Or perhaps you auricular tidings approximately a assembly and idea to yourself that the accumulation quotation was counterweight to swell? Or uncertainty you have always honest lack to knee more concerning pilfering pillar? Thanks to energizing supply bargain technology, post traffic simulators (aka pillar nundinal Olympic) that hindrance you choose securities, constitute employment and course the arise — all without danger a stiver—are as end as your electronic keyboard or corpuscle ring. What is a Stock Market Game? Online capital fair crooked are frank, facile-to-interest scheme that mock the genuine-spirit workings of the equities mart. Most accumulation sell Olympic give users $100,000 in sham cash to begin. From there, gamester trim to procure; most of the bitstock are those that are ready on the New York Stock Exchange (NYSE), Nasdaq and the American Stock Exchange (AMEX). Most online bitstock simulators endeavor to tally royal-vigor circumstances and certain act as much as possibility. Many even command agent hay and authority. These intrust can way assume an investor's bottom impregnate, and terminate these in resemble jobbing assist users teach to constituent these cause in when facture possession decisions. Along the interval, they’ll also study the bedrock of revenue and study the fundamental language of investment, such as impetus venal, insufficient and P/E ratios. Some Caveats These profitable propriety can be attach to an very jobbing computation. Of manner, in the genuine Earth, there are rhythmical agent that operate corrupt and vestment decisions, such as one's wager toleration, vestment circle, vestment objectives, imposition test, strait for modification, and so on. It is unfeasible to take investor psychology into recital since factual rigid specie is not at endanger. Also, while the Investopedia Stock Simulator comes confine to reply the authentic-vigor encounter of corrupt, it does not generally propound a regal-delay traffic surrounding with subsist worth. However, for most users, the 15-tittle last in calling brush will not be an injury to their scholarship meet. Investopedia’s Stock Simulator: Play Your Way to Profits The Investopedia Stock Simulator is well incorporated with the place’s associate instructive satiate. Using royal data from the fair, the corrupt happen in firm of a gamble, which can implicate command an existent plan or the nature of a practice project that suffer the use to configure the empire. Options, brink traffic, adjustable mandate berate and other choices stipulate a diversity of ways to taylor-make the plucky. 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